Monkeypox quote: Mr. Rakesh Jain, CEO of Reliance General Insurance
"In the wake of first monkeypox case reported in India, it is important to remember that all infectious diseases, including monkeypox, are covered under basic health insurance policy. If a person is diagnosed thereby hospitalized, then it will be covered under individual health insurance policy.
However, if someone is traveling abroad, then it is imperative to note that some travel policies only cover accidental death and accidental hospitalization. Medical hospitalization is not included in those policies. Customers should opt for the Medical Expense feature in their travel policies to ensure that all emergency medical costs such as hospitalization, outpatient and cashless hospitalization will be covered during an international trip. Treatments taken for monkeypox during a foreign trip are covered in travel insurance under the Medical Expense feature to the extent of sum insured limits or sub-limits. Co-habitation, nonetheless, is usually not included in the policy cover. It is, therefore, advisable to go through the policy features and exclusions in detail and choose the right add-ons to ensure adequate coverage."
However, if someone is traveling abroad, then it is imperative to note that some travel policies only cover accidental death and accidental hospitalization. Medical hospitalization is not included in those policies. Customers should opt for the Medical Expense feature in their travel policies to ensure that all emergency medical costs such as hospitalization, outpatient and cashless hospitalization will be covered during an international trip. Treatments taken for monkeypox during a foreign trip are covered in travel insurance under the Medical Expense feature to the extent of sum insured limits or sub-limits. Co-habitation, nonetheless, is usually not included in the policy cover. It is, therefore, advisable to go through the policy features and exclusions in detail and choose the right add-ons to ensure adequate coverage."